Dating for boaters


If you’re new to boating, you may be under the impression that your homeowners insurance will magically stretch to cover your boat. “Many homeowners policies will have a minimal amount of coverage for really small boats with either no engine or a very small engine, like a sailboat,” says Mitch Jawitz, vice president of marketing and distribution at The Hanover Insurance Group.“But if you’re buying a ,000 or ,000 boat, your homeowners policy is not going to cover you for what you need.” Lynne Mc Christian, the Florida representative for the Insurance Information Institute, says boats are unique and require their own policy.“A yacht policy will not pay for loss of life, bodily injury or property damage that occurs when the insured property is being transported on land,” says Mc Christian.

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They qualify a person for the Certificate of Personal Watercraft Operation.

Personal Watercraft (jet ski, sea-doo, wave runner) Classes - Personal Watercraft Classes are 2 1/2 hours long.

Like most insurers, Travelers offers a steep discount (25 percent) with market value policies.

“Owners of newer boats typically go with agreed value.

To protect your boat (and your assets) from terrestrial liability, Jawitz recommends an umbrella policy. For instance, one of them goes from Eastport, Maine, to Cape Hatteras, N.